At UMS Banking, we know that you move at the speed of modern business. Every day, we help small and mid-sized merchants like yours compete and win with integrated payments, business intelligence, and SaaS solutions. We aim to provide a high-tech, high-touch experience.

Unmatched Service

We want to talk: within 15 seconds, you’ll be talking to one of our outstanding customer service representatives. Over 90% of customer issues are resolved on the first call.

Leading-edge Technology

From the most advanced, integrated terminals and gateways to Apple Pay, UMS is your single destination for the payments technology to help your business compete and win.

Advanced Business Analytics & Tools

Get the data and tools normally available to large enterprise as you take your small business to next-level performance.

 Simplified Payment Solutions

At UMS Banking, you’ll find sophisticated payment solutions to improve your cash flow, strengthen your risk management, and help your business grow quickly in the process.

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Even though our solutions are sophisticated, that shouldn’t mean they’re hard to use. We pride ourselves on making the boarding process, taking payments, maintaining risk management and compliance, and getting the support you need quick and easy. Helping you achieve sustainable growth for your small business is what we’re all about at UMS Banking. 

 Customizable Programs for Banks

For nearly 40 years, we’ve been helping community banks across America reach their full growth potential with small and mid-sized businesses, their most profitable customers.

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In a word, we are flexible at UMS Banking, with custom-tailored solutions that help you grow without the worry of risk and even the expense of servicing merchant accounts. If your bank wants a more hands-on approach, we can make that work to your advantage, too. Aligning to your business goals and service model is what we do at UMS.


 Tools to Help Your Business Grow

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Wireless Solutions

POS Solutions

Countertop Solutions


Mobile Solutions

Virtual Terminals


Solutions That Fit Your Business

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