Our Mission:

UMS has as its primary goal, the increased production and profitability of our clients. Our product and our success are measured by the degree of expansion and growth in the profitability and size of our client banks’ portfolios. To this end, all company actions must be driven by SERVICE first, for it is service that gains UMS clients and retains them for the duration. Our staff must think of themselves as an extension of the financial institutions we service. As such, our staff and their actions must emulate those of the client banks that we care for.

Second in importance is the creation and recognition of a stable and loyal production team. To this goal UMS strives to create an environment in which our staff can flourish and prosper. Staff longevity is a direct barometer of their feelings for their work environment. Critical to this success is our staff training program. Happy staff are productive staff, who service our clients well. In turn, we hope that our team will spread their enthusiasm to you and your clients.

UMS Milestones:

  • UMS Banking was first to introduce the revolutionary concept of “outsourced liability” to the banking community in the 1980s, creating a totally new trend in bankcard processing.
  • In 1990 UMS Banking was the first to offer Point-Of-Sale Debit services to financial institutions.
  • In the early 1990s UMS Banking was first to launch wireless technology to the banking industry.
  • In 1995, UMS Banking introduced workable Smart Card/Gift Card technology to banks for their commercial customers.
UMS Banking 25 Years