Card Services Terms & Conditions
Welcome to the UMS Banking family of payment processing services. To get you started on the right path, we've provided you easy access to your Card Services Terms & Conditions. Your credit card processing services will be provided by UMS Banking (United Merchant Services of California, Inc.) and powered by the authorization processing of Global Payments Direct, Inc. Together, our goal is to ensure that you have all the information necessary to help your business grow. We encourage you to study both the Card Services Terms & Conditions, provided for you on this page, as well as the Card Acceptance Guidelines.

To download the Card Services Terms & Conditions simply click on the icon at right. This will automatically download the Terms and Conditions to your computer. You may print this document. If you have any questions concerning this document, please contact UMS Banking Customer Service at 1-800-866-1881.

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UMS Banking is a registered ISO/MSP of HSBC Bank, National Association, Buffalo, NY. Copyright © 2010 United Merchant Services of California, Inc. All Rights Reserved. UMS, UMS BANKING, the UMS Banking logo are trademarks and service marks owned by UMS Banking.
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