When is Charity “Good Business”?

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Most of the people receiving this Newsletter have some type of a business development quota. It is just good business. If you believe in your product, you should be promoting it. If you are promoting well, then the community will have a positive outlook of your business and you.

One of the best ways to keep Community Awareness going is to be actively helping other members of the community in addressing social issues and problems. First look over the landscape and ...

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New Business Reference Program Launched in 2018

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There are so many compliance and pricing qualifications, and security and reporting requirements for business in 2018, that we have started a library of advice, requirements, policy and dos and donts for accepting payments securely and to ensure the lowest cost of processing those payments.

Most of these will be covered in these newsletters which will be available to you through our website. If you have any specific need please do not hesitate to reach out to our Customer Care department ...

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Double your Business Volume with UMS!

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OK, maybe I read too many spy novels or watch too many Matt Damon movies. But, the goal we work towards every year for you, our contracted business clients, is to motivate, help and direct towards doubling the size of your business volume from last year.

By the way, for many businesses (including schools, churches, fairgrounds and charities) there is a sole focus on one avenue of business development. We are here to help you at least look into the alternative ...

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Technology – Panacea* or Just PART of the Whole?

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*Panacea: a solution or remedy for all difficulties.

For over 30 years, everywhere we turn solutions are being offered to use technology to solve all our problems. And, some use this technological shift to blame all THEIR problems on technology. That being said, the demands to use technology being placed on us are ever increasing, and seemingly growing every day.

As business and even relationships are pushed into technology, they can seem to be another transaction to be processed. I don’t know ...

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Join UMS Banking!

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Join UMS Banking on April 29th in Griffith Park!

Bike, Run or Walk for SAFE (Streets Are Safe For Everyone)

This non-profit event benefits everyone. SAFE’s mission is to improve the quality of life for pedestrians, bicyclists and drivers alike by reducing traffic fatalities to Zero! This issue is approached holistically through direct education, broad awareness campaigns, community outreach partnerships and legislation.

Have fun and be part of the solution! Sign up at www.finishtheride.org/ftr-griffith-park

Use ...

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Mobile phone wallets – Tap and GO!

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The evolution of payment processing is a 100 year old story, starting with banks printing their own cash notes, backed by gold and silver, to the introduction of paper checks. Then plastic cards began replacing checks at the point of purchase. It wasn’t long until magnetic stripes on the cards appeared, then mag stripe readers were made available at the point of purchase, then PIN driven debit transactions and swiped transactions with a little clip on card readers. Next came ...

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Applying computer technology to business

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“Technology integration.” This seems to be the line in the sand between generations nowadays. This is as impactful as the introduction of the electric light when the world had been lit by candle and lamp for thousands of years. Many of the rules one was taught growing up just do not apply anymore. And while this innovation predates almost all of us, the same thing is now happening to the application of computer technology to business.

You may still be using ...

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Are you stuck in the EMV slow lane?

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We would like to revisit, in this newsletter, the importance of the EMV liability shift. This is impacting every merchant. Those who have switched to EMV – the impact is for the better on the liability side. And, there is a processing speed upgrade which came out late 2017 and is now being made available through the processors – up to 90% faster processing times with this new technology update. THAT speeds up or eliminates lines. Click here to ...

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Business Analog vs. Ethernet

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For many years, phone companies have been touting faster processing speeds on Ethernet/internet connections. New buildings get connected as part of their business plans to a high speed internet provider. Businesses are often faced with the question of how long they can hold out until the new, faster technology becomes a requirement. Putting off an investment may seem like a saving… until the actual cost is added up.

This analog (traditional phone line connection) upgrading to Ethernet/Internet modems thing has been ...

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EMV – Did you know?

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  • In January 2018 Visa, MC, Discover and American Express have each come out with their own statements that retailers no longer are required to collect a customer signed draft at the point of sale as of April 2018.
  • EMV has provided the “digital signature”.You should still run your daily batch reports and where clients request a copy of the draft you can give it to them. But you do not have to get and store an “inked” signature from ...
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