Welcome and congratulations on obtaining your new merchant bankcard processing account. Your credit card processing services will be provided by UMS Banking (United Merchant Services of California, Inc.) and powered by the authorization processing of Global Payments Direct, Inc. Together, our goal is to ensure that you have all the information necessary to help your business grow. We encourage you to study both the Card Acceptance Guidelines, provided for you on this page, as well as the Card Services Terms & Conditions.

To download the Card Acceptance Guide ("Your Guide to Card Acceptance and Best Practices") simply click on the cover of the guide at right. This will automatically start the download of the guide to your computer. If you have any questions concerning this document, please contact UMS Banking Customer Service at 1-800-866-1881.

Card Acceptance Best Practices Updates
Click to download PDFs:
	Best Practices for Lodging Merchants to Protect Cardholder Data
NOTE: You will need the free Adobe Reader installed on your computer to view and print these files. If you don't already have it, click the button below.